kill the sub

Kill the Sub is a streamlined, user-focused web tool designed to help people identify, manage, and cancel forgotten subscriptions quickly and efficiently. In an era where recurring payments are often hidden across multiple platforms and services, this tool offers a simple yet powerful solution to regain control over personal finances. Its core promise is straightforward: upload a few months of financial statements, and within moments, discover exactly where your money is going.

The process begins with the user uploading two to three months of bank or credit card statements, either in CSV or PDF format. This step is intentionally designed to be fast and frictionless, taking less than 90 seconds. Once uploaded, the platform uses artificial intelligence to analyze the data, scanning for recurring charges that indicate active subscriptions. These can include anything from streaming services and SaaS tools to gym memberships and newsletters. Importantly, the platform emphasizes privacy—files are analyzed instantly and then permanently deleted, ensuring that no sensitive financial data is stored.

After the analysis is complete, users are presented with a summary of their subscription spending, including an estimate of total yearly costs. For a one-time fee of just $3, users can unlock the full report, which includes a detailed list of all detected subscriptions along with direct cancellation links. This eliminates the need to manually search through each service’s website, saving both time and frustration.

One of the most distinctive features of Kill the Sub is its advanced AI-powered cancellation assistant. Once users unlock their results, they gain access to a personal MCP endpoint that can be connected to an AI agent. This agent can actively assist in canceling subscriptions on behalf of the user. It is designed to navigate complex cancellation processes, often referred to as “dark patterns,” which companies use to discourage users from unsubscribing. For example, the agent understands that some services require multiple confirmation steps, while others may hide cancellation options or require phone calls or written requests.

The AI assistant is also capable of sending cancellation emails when applicable. Many digital services accept email-based cancellations, and the agent can automatically draft and send these messages using the user’s email account. Additionally, it intelligently categorizes subscriptions based on how they must be canceled—whether through online platforms, email, phone calls, or even physical mail—allowing users to prioritize the easiest cancellations first.

Another valuable aspect of the platform is its affordability and simplicity. With a single one-time payment and no subscription required, users gain immediate access to all features without ongoing costs. There is no need to create an account, further reducing friction and enhancing privacy. As an added benefit, users can opt to receive a reminder after six months, helping them stay on top of new subscriptions that may have accumulated over time.