PopPay

PopPay is a free invoicing and accounting platform built specifically for South African businesses, offering a complete financial management system at zero cost. Unlike traditional accounting tools that rely on subscriptions, trials, or tiered pricing, PopPay stands out with a simple promise: full access to all features for R0 per month, forever. The platform is designed to eliminate the common frustrations small and medium-sized businesses face, such as chasing payments, handling manual bookkeeping, and dealing with complex or expensive software. By combining automation, artificial intelligence, and a WhatsApp-first approach, PopPay aims to simplify financial operations and help businesses get paid faster.

At the core of PopPay is its invoicing system, which allows users to create, send, and track unlimited invoices with ease. Businesses can generate professional, branded invoices and deliver them directly to clients, often through WhatsApp, making the process faster and more convenient. The platform focuses heavily on reducing payment delays, a major issue in South Africa where invoices are often paid late. With features like instant payment links, automated reminders, and real-time payment confirmations, PopPay helps ensure that invoices are not only sent but actually paid on time.

One of the most innovative features of the platform is PopBot, an AI-powered WhatsApp financial assistant. PopBot enables users to manage both accounts receivable and accounts payable directly through chat. For example, a user can simply send a message to create an invoice, and PopBot will generate and deliver it instantly. It can also read supplier invoices from images, process payments via EFT, and automatically follow up on overdue invoices with polite reminders. This conversational interface removes the need for complex dashboards and makes financial management as simple as sending a message.

In addition to invoicing, PopPay provides a comprehensive dashboard that acts as a financial command center. Users can view all their invoices, payments, and cash flow in one place, with real-time updates and AI-powered reconciliation. The system can automatically match proof-of-payment documents to the correct invoices, eliminating the need for manual verification. It also includes features like expense tracking, receipt scanning with OCR technology, and automatic categorization, ensuring that bookkeeping tasks are handled efficiently with minimal effort.

PopPay goes beyond basic accounting by offering a full suite of business tools. These include CRM features for managing client relationships, financial reporting such as profit and loss statements and cash flow forecasts, and integrations with major accounting platforms like Xero, Sage, and QuickBooks. The platform also supports direct bank feeds from major South African banks, enabling real-time transaction syncing and reconciliation. Additional features like payroll, inventory management, and booking systems are planned, making PopPay an evolving all-in-one solution for business operations.